Services Based on
Your Unique Circumstances
You may have questions surrounding your finances like, “how much should I be saving?” or “am I on track to retire?” or even, “how does my 401(k) work?”
Our primary role as your financial advisor is to teach the fundamentals of financial literacy, organize your financial inventory in an easy-to-understand manner and work with you in crafting your long-term financial plan.
Financial Planning Solutions We Provide:
- Comprehensive Financial Planning
- Investment Management
- Insurance Analysis
- Education Planning
- Workplace Benefits Analysis
- Cash-Flow Management
- Social Security Benefit Analysis
Let’s Talk About Cost
Depending on your needs, there are various ways to work with our firm.
As either a planning, investor or situational client, the cost associated with your plan may vary.
Planning Client
As your financial planning consultants, we will develop a holistic financial plan that shows how all your assets work together to achieve your short-, medium- and long-term goals. Over the course of our planning sessions, we make certain that you are educated on the basics of financial literacy and that your plan is tailored to your specific needs. We ensure that your plan is effective in health and that you are prepared for any unforeseen emergencies. There is a one-time $500 financial planning fee* for this comprehensive planning process.
Investor Client
We will serve as your financial planning team and encourage you to implement the necessary products to help you achieve the goals within your plan. Through ongoing consultation, management and plan monitoring we can collaboratively determine which strategies are right for you. As an investor client, there is a one-time planning fee* of $500 to educate you and craft your unique financial plan and an annual asset management fee of 1.25%.
Situational Client
You may be seeking targeted solutions for specific goals, such as opening a 529 plan for your grandchild’s education or purchasing a life insurance policy. The fees associated will be based on the products and strategies selected to fit your particular needs.
Have Questions About Our Fees?
All fees and commissions are fully disclosed prior to any client commitment.
*The financial planning fees (fees) described above may increase or decrease depending upon the complexity of your individualized financial plan or the assets upon which your financial plan is based. Financial plans are sold pursuant to a Financial Planning Agreement (FPA) between Voya Financial Advisors, Inc. (VFA) and you, the client, pursuant to the terms and conditions contained therein. Please consult the fee listed on the FPA for the fee applicable to your financial plan. In the event of a discrepancy between the fees listed above and the fee listed on your FPA, the fee listed on your FPA will control.
